How can I see what an account still needs?

Retrieve the capability for the account. Its requirements hash lists past_due, currently_due and eventually_due fields, plus a disabled_reason, and the status shows whether it is active.

Can requirements be collected before requesting the capability?

Yes. Stripe lets you preview a capability’s requirements before requesting it, and recommends collecting that information first so the account isn’t disabled when the request triggers new requirements.

Can you fix it for me?

If one bug is the whole problem, the App Fix Ticket covers it: a written diagnosis first, then the fix. If the app has more going on, the Launch Check is a written check of the whole app. Each issue found is rated critical, high, medium or low, with where it is and how it was confirmed. No issues worth fixing, no charge. If the Launch Check finds nothing rated medium or higher, Simon refunds the full $450. You keep the report either way. This applies to the first 10 Launch Checks bought after October 30, 2026.

Stripe “capability_not_active” Error: Fix

Stripe API errorStripe: capability_not_active

Stripe returns capability_not_active when the account a request runs as is missing an active capability that the endpoint needs. On Connect platforms, a connected account’s card_payments, transfers or payment method capability can be unrequested or still waiting on information.

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Short answer

Read the capabilities array in the error response to see which capability is missing. Retrieve that capability for the account and check its status and requirements. Request it if it is unrequested, collect everything listed in currently_due and past_due from the connected account, and retry once the status is active.

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Why the capability isn’t active, and the fix

01
The capability was never requested
“For connected accounts without access to a Stripe-hosted Dashboard, including Custom accounts, you must request their capabilities.” Stripe, Account capabilities
Accounts without a Stripe-hosted Dashboard, including Custom accounts, only get the capabilities the platform requests. Request it by updating the account or the capability with requested set to true. Accounts with the full Stripe Dashboard, including Standard accounts, get some capabilities requested automatically based on their country.
```
await stripe.accounts.update('acct_…', {
  capabilities: {
    card_payments: { requested: true },
    transfers: { requested: true },
  },
});
```
02
Requirements are still due
“The requirements listed in that hash indicate what information is needed from your connected account to prevent that capability from being disabled.” Stripe, Account capabilities
A requested capability stays inactive until the account supplies the information Stripe asks for. Check the requirements hash on the capability to see what is needed, and collect it from the connected account.
03
An inactive card_payments or transfers disables both
“If a connected account has both card_payments and transfers, and the status of either one is inactive, then both capabilities are disabled.” Stripe, Account capabilities
When an account has both, one inactive capability disables the other too, so a transfer can fail because card_payments is the inactive one.
04
It worked in a sandbox
“Sandboxes might not enforce some capabilities.” Stripe, Account capabilities
Also check: sandboxes may let an account act without the capability, so the error can first appear in live mode. Test with the capability status, not just a successful sandbox call.

Checked against the vendor’s docs on November 11, 2026: Stripe docs: Error codes; Stripe docs: Account capabilities and configurations.

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All 127 Fiverr reviews

Stripe API errorStripe: capability_not_active

Why the capability isn’t active, and the fix

The capability was never requested

Requirements are still due

An inactive card_payments or transfers disables both

It worked in a sandbox

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