Short answer
Enroll the company that provides the service in the Apple Developer Program as an organization, which needs a D-U-N-S Number, then transfer the app to that account or submit it from there. If you build the app for a client, the app should be submitted from the client’s organization account.
Rather not fix it yourself? App Fix Ticket starts with a fixed-price diagnosis, then a fixed price for the fix before any fix work.
Why 5.1.1(ix) applies, and the fix
01
The app is in a personal developer account
“should be submitted by a legal entity that provides the services, and not by an individual developer.” Apple, Guideline 5.1.1(ix)
An app for banking and financial services, healthcare, gambling or a crypto exchange, submitted from an individual account, fails this rule. Submit it from an organization account owned by the company that provides the service.
02
The company has no organization membership yet
“Your D‑U‑N‑S Number will be used to check the identity and legal entity status of your organization” Apple, D-U-N-S Number
Enrolling as an organization needs the company’s D-U-N-S Number, which Apple uses to verify the legal entity. Look the number up, or request it, before you start enrolling.
03
The app already has users in the wrong account
“During and after the transfer, the app retains its reviews and ratings, and users continue to receive updates.” Apple, Overview of app transfer
Moving an existing app does not mean starting over. An app transfer keeps the app live with its reviews, ratings and updates, and keeps the bundle ID.
04
A developer built the app for the provider
Also check: if an agency or freelancer builds the app, it should be submitted from the provider’s organization account, not the developer’s own. Adding the developer to that account in App Store Connect lets them upload builds while the provider stays the account holder.
Checked against the vendor’s docs on : Apple: App Review Guidelines, 5.1.1 Data Collection and Storage; Apple Developer Help: D-U-N-S Number; App Store Connect Help: Overview of app transfer; Apple: App Review (replying and appeals).
Rather hand it over?
Fixed scope, fixed price, paid upfront. The work happens in writing; no call needed.
Resubmit before Apple’s holiday slowdown
Pay for the Diagnosis and send the rejection and access to the app by (US Eastern). The Diagnosis is back by . Pay for the Fix that day and it arrives as a pull request by , in time to build and resubmit before .
In past years Apple said reviews may take longer around the holidays: December 20 to 26 in 2024 (opens in a new tab), December 22 to 27 in 2023 (opens in a new tab), December 23 to 27 in 2022 (opens in a new tab). Apple hasn’t posted its 2026 dates yet (checked ). Approval stays Apple’s decision.
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Related: App Store Guideline 5.1.1 · App Store Guideline 1.4.1 medical apps · App Store Guideline 1.5 developer information · App Store Guideline 5.1.5